Frugality

Emergency Funds and the Pricelessness of Peace of Mind

In trying to figure out how to balance my finances, I've often struggled with how much is the right amount for an emergency fund. Should I save more in cash, or invest it? Should I pay off my mortgage faster, or save more? How much is enough for an emergency? How much is too much? Should I buy more cheese or less? One of those questions is easy to answer; the rest, not so much... Standard advice is that an emergency fund should include 3-6 months' worth of living expenses. (more…)

By Cheddar Pie, ago
Cheddar Pielosophy

Is Grad School Worth It?

I'll admit I've been delinquent in my writing recently. I have a good excuse, though -- maybe the best excuse. I've been on a multi-week, joy-filled, and overwhelming high after attending my 10-year grad school reunion. It really couldn't have been any better -- great friends and amazing people doing amazing things. Am I one of those people? Sort of -- I work in a related field, but it's not what I went to school for and I went on to get ANOTHER degree after this one that's required for my current job. (Yes, I be crazy. Way too much schooling.) So I have a somewhat random Master's degree on my resume that always confuses people and no one's quite sure what to make of it. To be honest, neither am I. But was my two-year academic jaunt "worth" it? (more…)

By Cheddar Pie, ago
Cheddar Pielosophy

Phew!

So you know that new job I was interviewing for? I didn’t get it. And when I got the rejection email, I felt a huge waive of relief, followed by giddiness, followed by crying disappointment. Feelings are complicated, to say the least! In the days while I was waiting, it had Read more…

By Cheddar Pie, ago
Cheddar Pielosophy

New Ventures

I got a fortune cookie with my lunch last week that said, “A new venture will be a success.” I read an inappropriate amount of meaning into this because the next day I happened to be interviewing for a new job at a Very Large Tech Company. I applied for the job almost Read more…

By Cheddar Pie, ago