Frugality

401(a-oK)!

Apart from doing my taxes, my favorite thing about this time of year is the smug and self-congratulatory feeling I get from maxing out my 401(k). No doubt I am a little nutty about retirement savings, and I feel very lucky and grateful to be in a position where I Read more…

By Cheddar Pie, ago
Cheddar Pielosophy

Taxes Hackses 101

One of my (many) pet peeves of the modern era is the evolution of the word "hack" from meaning what you do with a dull axe (OK), to then meaning trying to break into a computer (OK), to, now meaning any and every kind of "amazing" tip or trick or -- often -- just the way something is designed to be used (not OK). I came across this recently in a blog post about "ceiling fan hacks," which included the suggestion of adjusting the direction of the fan to blow up in winter and down in summer to save energy and money. Umm . . .  that's great, but that's not a "hack," it's just how ceiling fans work. So, I'm sorry (not sorry) to say it, but this post is not about hacking your taxes. There is no way to "hack" your taxes. You just have to do your taxes . . . sorry (not sorry). But 'tis the season, and there are some tried and true tips that I keep in mind to make the tax-reporting and paying process less painful: (more…)

By Cheddar Pie, ago
Frugality

Capsule Re-Cap(sule): How my New Wardrobe is Going

It's been about four months since I started my capsule wardrobe experiment. I've gotten a lot of questions, such as how do I decide what clothes to keep? How do I decide what new clothes to buy? Don't I get bored? Happily, there are an equal number of questions I have not asked myself over the last few months, such as what should I wear today? How do I have so much stuff in my closet yet nothing to wear? Where the @%$# are my favorite pants? Based on this last bit if nothing else, I am calling the capsule experiment a tremendous success.  (more…)

By Cheddar Pie, ago
Cheddar Pielosophy

Frugality in Beast Mode

As an aspiring professional athlete,* one of my favorite kinds of stories is the kind of story about professional athletes who do amazing things with all their professional athlete money. Amazing things like completely ignoring it. Last year, my favorite story was about Daniel Norris, an MLB (that’s baseball, goofball) pitcher who Read more…

By Cheddar Pie, ago